The math, in one line each
- Value = shares × price.
- Unrealized gain = value − shares × average cost.
- ROI = gain ÷ amount invested.
- After-tax (Reality Mode) = value − 23.8% × gain, if you sold everything after holding over a year at the top federal bracket.
Quick reference: 100 shares
| TSLA price | Value | After 23.8% tax on gain (cost $250) |
|---|---|---|
| $500 | $50,000 | $44,050 |
| $1,000 | $100,000 | $82,150 |
| $2,000 | $200,000 | $158,350 |
| $2,600 | $260,000 | $204,070 |
| $5,000 | $500,000 | $386,950 |
Why the after-tax number matters
A long-held position is mostly gain. At $1,000 per share with a $250 cost, three-quarters of the value is taxable gain, so the top federal rate removes about 18% of the total — before any state tax. That gap is what Reality Mode shows.
Holding period matters too: shares held a year or less are taxed as ordinary income, which can be far higher. Many holders are in the 0% or 15% long-term bracket, so 23.8% is a deliberately conservative ceiling.
Buy the dip, quantified
The dip panel shows what extra shares bought at a lower price would be worth at your target, and your new blended average cost. It doesn't tell you whether to buy.